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Definitely would highly recommend FM Insurance and specifically Johan, who is very insightful and knowledgeable and his industry. FM Insurance/Foremost was the only company willing to insure a 1950s House thats went through 2 or more MAJOR insurance claims by the previous owner. Who knew that Vegas insurer are starting to drop old homes and unwilling to insure them?
Johan is phenomenal!!!! An agent who cares, diligent, patient to explain the ins and outs of insurance terms, rules, discount qualifications, etc. We've been through different agents before. Johan is a reminder of why we need human live agents with empathy, care and local understanding of things. We been with FM Insurance for more than a year. During that time Johan and partner bought the company/mgmt change, which seems to benefit us since service and quality care has been better. With the old company mgmt, we were planning to leave this company but couldn't find another company to insure us.
We gotten so many great tips from them, myth busters and more. One of the biggest issues we have with insurance agents/companies is when refinancing or mortgage loan sold a month after home purchase. Johan was able to explain why the system is broken and how we can be proactive about things....so that our home insurance isn't cancelled again!! Also, he was super helpful during refi crunch time, and working with our mortgage agents to make sure our refi was done in time.
Tks Johan!! Looking forward to picking your brain with my ten thousand question moments!

CHEETAH-VIRUS XiLocal Guide
Great staff,friendly and professional. Answered all my questions and clarified some of my misunderstandings.
What a wonderful change of pace it has been working with Johan and the team at FM Insurance group. Unlike our current insurance company, and others that we called, our calls were returned quickly. Johan and his team are professional, knowledgeable, and pleasant to do business with. They answered our questions and followed up with us immediately. On top of that, they were able to find an insurance company that saved us several hundred dollars over our current rates. I recommend them highly for all of your insurance needs.
I have worked w Johan for a few years now and he is awesome! Very attentive and understands exactly what customer service means. Their rates are more than fair and he will surprise you, and even shop your rates to make sure you’re getting your money’s worth. I have referred him to friends and leave this review as the amount of trust and appreciation I have for him and his company! It’s refreshing to know that I can trust in my insurance company when so many of them are out there just raising rates and cancelling as a business model. Thanks!
Johan Muntzing is one of the very best property casualty insurance agents I’ve ever found. He is very professional, thorough, and patient. He was very good about a
nswering all my questions and addressing my concerns. I highly recommend him and his company.
I've been with FM Insurance for years, and I highly recommend their services. They have always provided excellent support and reliable coverage. Johan has been a big help every time I needed assistance. Very professional, attentive, and truly dedicated to helping his clients.